The main problem in the UK is the social housing system. The system needs changing so that working people get top priority for council housing. Too many single mums are getting free flats and other by just saying they are homeless. If they were truly homeless then they wouldn’t be moving in lots of equipment when they get a flat.
Next we need to stop child benefits it was introduced after WW2 to encourage a baby boom the UK is now full up. We need to cap welfare at 18K maximum and social housing to 3 bedrooms. Also Housing benefit should only be paid on homes with 3 bedrooms or less. We should not be building free 400K homes for families with 10 kids. In America you have to do some form of work to get benefits we needs the same system here.