Thanks to mass immigration most jobs being advertised just pay the minimum wage and employers seem proud of this. A family man needs to save £30,000 for each child he wants to send to University. He needs to save £10,000 for funeral costs. He needs to save for a deposit to buy a home at least £30,000, very difficult to achieve when you are in rented accommodation and most of your wage goes on the rent. Then we have wedding costs, car costs and saving for a pension. If you go to University you lose 5 years of earning money. You have 44 working years so therefore you need at least 20K a year just to survive.